So what is needed?

We know that gathering ID and bank statements isn’t a fun job, so we’ve tried to make it as simple as possible for you with the guidance and FAQs below.

It’s important to get these documents correct as quickly as possible so that it doesn’t hold up your loan application and stop you from taking the exciting step of starting your business!
  •  Your name: Your name must be correct on your statements and match the name used for your credit check and on your ID documents.
  •  Sort Code and Account Number: We need these details as this is the account that will be used so you can receive your loan funds.
  • Full 3 consecutive months: Please send us full statements for the last three consecutive months, showing all transactions. e.g. if you start your application in August, we will need full statements for May, June and July.
  • The date the statement was issued
  • The Issuing Bank’s letterhead
  • All details and information need to be clear and unobscured

Handy Hint! Your bank should print you 3 months of statements for free if you need to use them for proof of address.

Bank Statement FAQ
Bank Statement FAQs

Below are some of our FAQs around bank statements. We try and include as much information as possible here but if your question isn’t answered just get in touch and we will be happy to help.

We need three months of consecutive personal current account statements to ensure that you only borrow what you need and will have monthly repayments that can be managed comfortably.

Your statements are assessed along with your Credit Check and Personal Survival Budget (PSB).

Yes we can use joint accounts. These need to show your name and must be addressed to you and not the joint account holder.

No, as the start up loan is a personal loan we will need to use your personal account for your application.

Yes. Once you have received your loan you can contact GC Business Finance (our finance partner) to change your direct debit details.

If your account doesn’t support direct debits we would need you to open an account that can. Once you have built up 3 months of transactions and statements we will be able to continue with your application.

If you haven’t already, take a look through our guidance. If this doesn’t help then we recommend that you contact your bank directly for help.

If you are struggling to download your statements we recommend that you contact your bank directly as they will be able to provide you with the most up to date and correct guidance, however you can always check out our Online Statement Guidance on this page.

As banks can change their systems and processes, if you notice that any of these instructions are out of date please let us know and we will try our best to update them.

If you are really struggling we recommend that you go into your branch or phone up your bank to request that 3 months of statements are posted out to you.
Online Statement Guidance

Below are instructions for how to obtain online statements from various banks. As banks can change their systems and processes, if you notice that any of these instructions are out of date please let us know.

1. Login to your online banking
2. Click on the account for the statements you need
3. Click ‘View Statements’
4. Click the PDF image to the right-hand side of the statement date
5. A new window will open, click to save the statements
6. Name the file ‘Your Name – Bank Statements 1’ and save
7. Repeat steps 4 to 6 for the previous month and save as ‘Bank Statements 2’
8. Repeat again for the previous month and save as ‘Bank Statements 3’
9. E-mail the files to Transmit
1. Login to your online banking
2. You can view the last six months
3. Select ‘Print’ from the menu on the top right-hand side
4. Click the printer selection box and select ‘Print to PDF’
5. Name the file ‘Your Name – Bank Statements’ and save
6. E-mail the files to Transmit

First Direct customers should call the bank on 03 456 100 100 and request the latest 3 months of statements to be posted out to you.

Unfortunately, the PDF statements available from First Direct do not show an address, so do not meet the requirements of the Start-Up Loans programme.

1. Login to your account
2. Screen should show your accounts and to the right-hand side of each a view statement box
3. Click view statement
4. Scroll to bottom of statement and click print (You will now see your statement in the format we need)
5. Click ‘print’ again on the right hand side
6. Click the printer selection box and select ‘Print to PDF’
7. Click ‘print’ again and a ‘save as’ box will appear
8. Name the file as ‘Your Name – Bank Statements 1’ and save
9. Repeat steps 3 to 8 for the previous month and save as ‘Bank Statements 2’
10. Repeat again for the previous month and save as ‘Bank Statements 3’
11. Email the files to Transmit
1. Login to your online account
2. Click on the account for the statements you need
3. Click ‘Manage’
4. Click ‘Statements’
5. Select which month you require
6. Click ‘Create PDF’ – Bottom right when viewing statement
7. You will then view your statement
8. This can be printed or saved. Take the option to ‘save as pdf’
9. Name the file as ‘Your Name – Bank Statements 1’ and save
10. Repeat steps 5 to 9 for the previous month and save as ‘Bank Statements 2’
11. Repeat again for the previous month and save as ‘Bank Statements 3’
12. E-mail the files to Transmit
1. Login into your online account and click ‘View Statement’
2. Scroll down and click ‘Load More Transactions’
3. Repeat this until you’ve gone back a full three months, or more
4. Click ‘Print’
5. This shows the statement in the form it will be printed (or saved). Click ‘Print’
6. Click the printer selection box and select ‘Print to PDF’
7. Name the file ‘Your Name – Bank Statements’ and save
8. E-mail the files to Transmit
1. Login to your online banking
2. Select the account you wish to view
3. Download a copy of your latest statement from the top panel, or use ‘Search Transaction’ to choose a previous statement
4. Select ‘Print Transactions’ and save as a PDF
5. Name the file as ‘Your Name – Bank Statements 1’ and save
6. Repeat steps 2 to 4 for the previous month and save as ‘Bank Statements 2’
7. Repeat again for the previous month and save as ‘Bank Statements 3’
8. Email the files to Transmit
1. Login to your online banking
2. Select the account you wish to view
3. Select ‘Statement’ on the left of the screen and the ‘Archive’
4. Your statements will be now be listed and available to view, save or print as a PDF
5. Name the file as ‘Your Name – Bank Statements 1’ and save
6. Repeat steps 3 to 4 for the previous month and save as ‘Bank Statements 2’
7. Repeat again for the previous month and save as ‘Bank Statements 3’
8. Email the files to Transmit
1. Log in to your account
2. Click ‘statements’ on the left-hand side of the screen
3. Under the heading ‘your accounts’ click ‘View, save and print PDF statements and certificates of interest (up to 7 years)’
4. In the list of all your active accounts, select the relevant account and then click ‘Next’ at the bottom of the page
5. Select the monthly statement you want to view then click ‘view statement’ at the bottom of the page
6. There is a button at the top of the page to ‘download statement (pdf)’, click this and the download will begin automatically
7. Name the file as ‘Your Name – Bank Statements 1’ and save
8. Repeat steps 5 to 7 for the previous month and save as ‘Bank Statements 2’
9. Repeat again for the previous month and save as ‘Bank Statements 3’
10. Email the files to Transmit
1. Login to your online banking
2. Select ‘Statements’ from the left-hand side of the screen
3. Click on ‘View, save and print PDF statements and certificates of interest (up to 7 years)’
4. Choose an account from the list
5. Click ‘Next’ to proceed
6. Choose a time period to view
7. Scroll to bottom and click ‘View Statement’
8. The full statement will be displayed
9. Download it as a PDF by clicking on the ‘Download Statement (PDF)’ link at the top of the statement
10. Select ‘Open’ and then save as ‘Your Name – Bank Statements 1’
11. Repeat steps 6-10, but save the file as ‘Your Name – Bank Statements 2’
12. Repeat again for the previous month and save as ‘Bank Statements 3’
13. E-mail the files to Transmit
1. Login to your online banking
2. Click on ‘Account Summary’
3. Click on the ‘Options’ drop-down menu next to your account
4. Click to view statements
5. Select correct statement and click to save as a PDF
6. Name the file as ‘Your Name – Bank Statements 1’ and save
7. Repeat steps 5 to 6 for the previous month and save as ‘Bank Statements 2’
8. Repeat again for the previous month and save as ‘Bank Statements 3’
9. Email the files to Transmit
1. Login to your online banking
2. Select ‘e-documents’ from the left-hand side of the screen
3. Find the statement that you would like to download
4. Select ‘view in PDF’
5. Select ‘Go’ to proceed
6. The full PDF statement will be displayed in a new window
7. Name the file as ‘Your Name – Bank Statements 1’ and save
8. Repeat steps 3 to 6 for the previous month and save as ‘Bank Statements 2’
9. Repeat again for the previous month and save as ‘Bank Statements 3’
10. Email the files to Transmit
1. Login to your online banking
2. Select the account that you wish to view
3. On the top tab select ‘Statements’
4. Chose and download the dates you wish to view
5. Click to save as a PDF
6. Name the file as ‘Your Name – Bank Statements 1′
7. Repeat steps 4 to 5 for the previous month and save as ‘Bank Statements 2’
8. Repeat again for the previous month and save as ‘Bank Statements 3’
9. Email the files to Transmit
1. Login to your online banking
2. Select the account you wish to view
3. Select ‘View Your Statements’ from the right panel
4. Click the dates you require, and access the PDFs from the main window
5. Click to save as a PDF
6. Name the file as ‘Your Name – Bank Statements 1′
7. Repeat steps 4 to 5 for the previous month and save as ‘Bank Statements 2’
8. Repeat again for the previous month and save as ‘Bank Statements 3’
9. Email the files to Transmit
1. Login to your online banking
2. Select ‘View Account’
3. Select and click on statements from the menu bar
4. Select the date range that you would like to download
5. Right click on highlighted date and select ‘save as’
6. Name the file as ‘Your Name – Bank Statements 1’ and save
7. Repeat steps 3 to 6 for the previous month and save as ‘Bank Statements 2’
8. Repeat again for the previous month and save as ‘Bank Statements 3’
9. Email the files to Transmit
1. Login to your online banking
2. Click on the account for the statements you need
3. Click ‘print’ – a new window will open showing the statement in the form it will be printed (or saved)
4. Click ‘Print’ 5. Click the printer selection box and select ‘Print to PDF’ or ‘Save as PDF’
6. Save the file as ‘Your Name – Bank Statements 1’
7. Return to your account and click the ‘previous’ button to view earlier transactions
8. Repeat steps 3-6, but save the file as ‘Your Name – Bank Statements 2′
9. Repeat again for the previous month and save as ‘Bank Statements 3’
10. Email the files to Transmit