Apply for a Start Up Loan



Start Up Loan Registration

Before you start...

If you can answer yes to these 3 statements then you are eligible to apply:

  • I am aged 18 or over
  • I live in the United Kingdom
  • My business is not yet trading or is less than 2 years old

If so, great! To get started, please read the information on this page then complete the short registration form below.

The Application Process

The 4 step guide to the application process

Step 1

Complete the form below. You’ll be directed to the Start Up Loans website to continue your application and create an account on the Customer Portal. A credit search will be run and you’ll receive a decision instantly on whether you are eligible.

Step 2

Complete your business information and upload any documents requested. Don’t worry if you don’t have a business plan and financial forecast complete yet, as one of our Business Advisers can assist. They will work at your pace.

Step 3

When your business plan is complete and all documents have been uploaded, one of our Business Advisors will review it. If any changes or further information is needed, they’ll be in touch. Your application will then be assessed and we’ll let you know if it has been successful.

Step 4

Once you’ve signed the loan agreement the money will be transferred to your bank account and you will be assigned a mentor (if you want one).

Nearly There

Each founder (partner, director, shareholder) can apply from £500 up to £25,000. If your business partners are also applying, they should complete the application form too. Final loan amounts are assessed on the needs of your business.

Please note that this is not grant funding. Meeting monthly repayments form a primary condition of the loan agreement you accept and sign. Like other credit commitments, failed Start Up Loan repayments may affect your credit record and formal action may commence against you for missed loan payments.

All good?

Then let's get started…